Credit Scores Archive

  • The average consumer is pretty unclear on what their credit score is or how it’s calculated. There are a lot of common misconceptions out there about credit scores, one being that each individual only has one score. In fact, there are many scoring models that feed off of your data on your credit report. In […]

    5 Ways Your Credit Score May Not Matter

    The average consumer is pretty unclear on what their credit score is or how it’s calculated. There are a lot of common misconceptions out there about credit scores, one being that each individual only has one score. In fact, there are many scoring models that feed off of your data on your credit report. In […]

  • Just hear me out on this one. This might come as a bit of a shock but many of the bad things in our lives might actually be good for us. Don’t hang me out to dry or run me out of town just yet. Hear me out. When bad things happen to you, it […]

    Why A Low Credit Score Might Be Good For You

    Just hear me out on this one. This might come as a bit of a shock but many of the bad things in our lives might actually be good for us. Don’t hang me out to dry or run me out of town just yet. Hear me out. When bad things happen to you, it […]

  • Whether you are buying a house or a car or applying for a credit card, you are going to be reminded that you better have a great credit score. What happens when you have a lousy score? You get rejected. That’s all. No lost arms. No eyes taken out. No physical damage. But even if […]

    How To Increase Your Credit Score With A Letter

    Whether you are buying a house or a car or applying for a credit card, you are going to be reminded that you better have a great credit score. What happens when you have a lousy score? You get rejected. That’s all. No lost arms. No eyes taken out. No physical damage. But even if […]

  • Your credit score is an important number that determines what interest rate you receive when taking out a loan such as a car loan or a home loan. It also determines what rates your credit card charges you. As I’m sure you could imagine someone with a good credit score is bound to save thousands […]

    What’s In A Credit Score?

    Your credit score is an important number that determines what interest rate you receive when taking out a loan such as a car loan or a home loan. It also determines what rates your credit card charges you. As I’m sure you could imagine someone with a good credit score is bound to save thousands […]

  • Before you can improve your credit score you’ll need to know where you stand. Don’t worry about getting your credit score. Rather, just grab your credit report instead. You can get one free credit report from annualcreditreport.com every twelve months. A note about getting your credit score. Regardless of what you may have heard, it’s […]

    Steps To Improve Your Credit Score

    Before you can improve your credit score you’ll need to know where you stand. Don’t worry about getting your credit score. Rather, just grab your credit report instead. You can get one free credit report from annualcreditreport.com every twelve months. A note about getting your credit score. Regardless of what you may have heard, it’s […]

  • If your credit card has an extremely high balance or is maxed out, it can seem impossible to pay off. You might be forced to borrow more money in order to make your monthly payments. Perhaps you can only afford to pay the minimum payments, but you know that it will cause you to owe […]

    Shift The Balance Of Credit Card Power

    If your credit card has an extremely high balance or is maxed out, it can seem impossible to pay off. You might be forced to borrow more money in order to make your monthly payments. Perhaps you can only afford to pay the minimum payments, but you know that it will cause you to owe […]

  • A few years ago credit card companies decided to jack up the interest rates of many Americans. What angered many was that this was not the fault of customers. Some  customers had been paying their bills every month on time yet they still had their rates raised. Some other customers have actually had their accounts […]

    Getting A Good Credit Card Rate

    A few years ago credit card companies decided to jack up the interest rates of many Americans. What angered many was that this was not the fault of customers. Some  customers had been paying their bills every month on time yet they still had their rates raised. Some other customers have actually had their accounts […]

  • Usually it’s irresponsible credit card usage that got  you into debt in the first place, but the very same credit cards can actually help you get out of debt too, if used wisely. Let me explain how. Credit Scores Interest rates are determined by your credit score. If you can get your score to go […]

    How Credit Cards Help You Get Out Of Debt

    Usually it’s irresponsible credit card usage that got  you into debt in the first place, but the very same credit cards can actually help you get out of debt too, if used wisely. Let me explain how. Credit Scores Interest rates are determined by your credit score. If you can get your score to go […]

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