Cutting Back On Your Shopping Expenses

If you’re in debt one of the first things you have to do is reign in your spending habits. Getting out of debt can be done through increasing your income or limiting your expenditures. If you don’t control your spending then you will never get out of debt. Since cutting back is easier, that’s what we’ll talk about today. Here are some methods you can utilize to cut back on your shopping expenses.

Coupons

Coupons are everywhere so why don’t you regularly use them? You’ll find them in the mail, in magazines, in newspapers and online. It may not seem like a big deal to save $0.75 on toilet paper, but it really adds up. A regular coupon user (not an extreme couponer) can easily save up to $200 a year by using coupons.

Comparison shopping

Hold back on your impulsive shopping habits and research something before you buy it. There are online shopping comparison sites that can help you with this. Try Nextag.com, Pricegrabber.com or Google Shopping. Just search for the item you’re looking for and compare prices. If it’s the same exact item, you might as well buy it for the lowest price.

Rebates

If you buy an item with a mail in rebate form, mail it back as soon as you can. If you wait you’re likely going to forget about it or will think it’s too much of a hassle to do it. Most of the time you’ll need the upc label from the box along with the receipt, which are the very items you’re likely to throw away after getting home.

Buy it elsewhere

Choose to buy things at Ross, TJ Maxx and Marshalls. For your online purchases look at Amazon and Overstock. These places will often times carry the same items as the fancier stores but at much lower prices. If you don’t mind, you can buy it like new or even used for well below retail at eBay.