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Debt Relief Data

Average Debt Figures

* There were roughly five billion credit card offers mailed to approximately 200 million Americans in 1991. That’s an average of one credit card offer per week.

* Each cardholder has, on average, eight credit cards.

* As of September 2001, the average outstanding credit card balance for households with at least one card, was $8,562.

* Nearly 18 percent of all consumer goods are purchased with bank credit cards. Include retail credit cards and debit cards and the number rises to 24 percent.

* There are nearly 500 million consumer bank credit cards (VISA, MasterCard, Discover and American Express) in circulation and about 700 million retail and other non-bank issued credit cards.

* Of the 281 million people in the U.S., approximately 185 million of them use credit cards

* There are 110 million households in the U.S. If you divided all the credit card debt among them, the average debt per household would climb $6,000. If you exclude households with no credit cards, the average debt tops $8,000.

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